| It's a no-brainer to say that a wedding is a | | | | over the policy with the salesperson and be |
| major investment. In the United States, the | | | | sure the dress is covered. |
| average cost of a wedding is in the tens of | | | | |
| thousands. Weddings are the culmination of | | | | Many wedding insurance plans extend their |
| years of love, trust and lots of savings, | | | | coverage throughout the United States and |
| with families laying their hearts and bank | | | | offer additional travel insurance. If you are |
| accounts on the line. Given the expense and | | | | planning a destination wedding, then I |
| extravagance of many weddings and the dozens | | | | recommend purchasing a wedding insurance |
| of factors that put a wedding at risk | | | | policy that contains provisions for travel. |
| -tropical storms, illnesses, deaths, caterers | | | | |
| and dress shops that go bankrupt and cold | | | | These kinds of insurance policies typically |
| feet (to name a few), it should come as no | | | | cost no more that 1,000 dollars. For a |
| surprise that more and more families are | | | | wedding that's around or above the average |
| purchasing wedding insurance. | | | | cost of 27,000 dollars, that's a huge |
| | | | bargain. In addition to covering a damaged or |
| Wedding insurance is a type of insurance that | | | | misplaced dress, most wedding insurance |
| covers the numerous potential disasters | | | | policies will cover broken or lost wedding |
| surrounding a wedding (depending on which | | | | gifts, damaged wedding photographs or videos, |
| plan you buy), and puts those who lay out | | | | deadbeat caterers, or in some instances a |
| massive sums of money for the celebration at | | | | change of heart in the bride or groom. |
| a reduced financial risk. | | | | |
| | | | All in all, I would say travel and/or wedding |
| It might surprise you that the number one | | | | insurance is a fairly good investment. I'd |
| most common wedding insurance claim occurs | | | | hate to see someone I love have their wedding |
| when a bridal shop suddenly goes bankrupt and | | | | marred or ruined by unfortunate |
| the bride is out a wedding dress. Since the | | | | circumstances. And I'd hate it even more if I |
| wedding dress is such an integral and fragile | | | | was footing the bill for a wedding that went |
| part of a wedding, it is often a key point of | | | | awry and had to be re-scheduled. In recent |
| concern for those who buy wedding insurance. | | | | times we've seen incredible disasters like |
| | | | the 9/11 terrorist attacks, hurricane Katrina |
| People who travel for their weddings might be | | | | and the massive tsunami. All of these |
| considering travel insurance and wondering if | | | | horrific events took place in locations where |
| a wedding dress is covered. The answer to | | | | one might want to hold a destination wedding, |
| that question depends on the parameters of a | | | | which should be a stark reminder of why it is |
| traveler's insurance policy. Traveler's | | | | so critical to cover your bases and get |
| insurance is different from wedding | | | | traveler's and wedding insurance. |
| insurance, and a traveler's insurance policy | | | | |
| will likely cover your possessions as you | | | | A few companies that offer wedding insurance |
| travel -i.e., the dress. However, that is not | | | | are Fireman's Fund, WedSafe Wedding Insurance |
| guaranteed. If you choose to purchase | | | | Program offered through Affinity Insurance |
| traveler's insurance for your wedding, go | | | | Services Inc., and Traveler's Insurance. |